Syukur

peringatan diri sendiri

“Aku kata “astaghfirullah” tapi hati
masih gemar akan maksiat.

Aku kata “wa atubu ilaih” tapi jasad
masih melakukan dosa sama.

Aku kata “wa nadimna ya Allah” tapi
kesilapan lalu masih kuulangi.

Aku kata “subhanallah” tapi aku tidak
mampu menghayatinya.

Aku kata “alhamdulillah” tapi aku
masih tidak bersyukur dengan kurniaanNya.

Aku kata “Allahuakbar” tapi cintaku
lebih kepada dunia.

Aku kata “ma fi qalbi ghairullah” tapi
masih ada ruang di hatiku untuk insan
yang tidak halal.

Aku kata “aku tak layak ke syurga, tapi
aku tak sanggup ke nerakaMu” namun
aku hidup di dunia seakan-akan aku
kuat untuk rasa pedih api neraka.

Aku kata aku ingin mendekatiMu,
Namun amalku tak seiring dengan
kata-kataku.

Aku malu dengan sepasang mata
kurniaanMu ini,
Kerana air mata yang mengalir
seakan-akan sia-sia.

Aku malu dengan tangan yang sudah
lelah mengelap air mata,
Kerana tingkah laku pemiliknya ini
tidak menggambarkan aku kesal.

Bahkan aku malu dengan sang burung
yang berkicau,
Kerana aku insan yang dinodai dosa..
Sedang sang burung tidak disentuh
walau sekelumit dosa.”

-Dato' Tuan Ibrahim bin Tuan Man-

# peringatan untuk diri sendiri. Ya Allah, ampunkan lah segala dosa-dosa ku ini. amin..

budak mantap :D

this is my two best friend since school. actually since primary school. we are like crazy when hangout together. when we want hangout together again? tempat jauh la sikit. asyik2 lubuk emas je, bosan dah aku. hehe

Syahir

harap kau baik2 kat jengka tuuhh. jumpa cewek, jangan lupa kat aku nanti ya. walaupun cewek indon kau cam gampang, sabar ye.. hehe. biar bercinta dengan orang yang kau suka dan kenal, jangan main sebat je even foreigner sekalipun. :)

Aiman Za'ba

kau pun satu, jaga diri baik2 kat indon tu, berjaya jd farmasist nt, ingat2 skit kat aku ye. bagi free tau. kau la sumber ubat2 untuk aku. hehe. dan jangan kuat spelet sangat kat sana tu. nanti dapat cewek sana, jangan lupa roger aku. goodluck :) 

Rabbani, Inteam, Saujana, Nowseeheart - Bebas Palestin

Lagu ini telah dapat sedikit sebanyak menaikkan semangat perjuang ku. diharapkan juga boleh menaikkan semangat juang kaum muslimin muslimat yang lain :) 

# Forum & Konsert Mahabbah Gaza, Stadium Melawati, Shah Alam

cokelat cokelat

Cadbury Dairy Milk French Vanilla

coklat ini bila kali pertama dipasarkan, terus menarik perhatian dan keinginan aku untuk membelinya. sedap sangat setelah mencubanya. setakat ini baru dua kali. jarang dapat makan coklat ini.

first time aku mencubanya adalah di Kuala Lumpur, dimana pada waktu itu, aku masih bekerja promoter di sekitar KL. ada orang membelinya dan kami makan beramai-ramai. maklumlah ada kawan kita baru dapat gaji pada waktu itu. terima kasih. cc: wawa

second time pulak waktu di kedah. waktu itu aku dekat UUM masih belajar. waktu hujung minggu waktu tu hendak keluar ke pendang rumah mak angkat. singgah di maidin alor setar, hajat hendak membeli sedikit buah tangan untuk keluarga angkat masing-masing. pada waktu inilah aku membeli coklat ini.

konklusi, coklat ini adalah salah satu coklat kegemaran aku. haha :)

Never Be Replaced-1st Lady

Baby I love you & I'll never let you go
But if I have to boy I think that you should know
All the love we made can never be erased
And I promised you that you will never be replaced

Baby I love you & I'll never let you go
But if I have to boy I think that you should know
All the love we made can never be erased
And I promised you that you will never be replaced

I love you
Yes I do
I'll be with you as long as you want me to
Until... the end... of time

From the day I met you I knew we'd be together
And now I know I wanna be with you forever
I wanna marry you and I wanna have your kids
Thinking never compared to the feeling of your kisses

I can say I'm truly happy to this day
You've made me thank god that I've lived my life everyday
There's never been a doubt in my mind 
That I regret ever having you by my side

But if the day comes that I have to let you go 
I think there's something I should probably let you know
Enjoy in everyday that I spent with you
And I won't miss you 'cause I'm happy that I had you at all

Baby I love you & I'll never let you go
But if I have to boy I think that you should know
The love we made can never be erased
And I promised you that you will never be replaced

Baby I love you & I'll never let you go
But if I have to boy I think that you should know
The love we made can never be erased
And I promised you that you will never be replaced

You will never be replaced

I feel for you yes I do
I'll be with you as long as you want me to
Until... the end... of time...

Bunga Angkasa

Indah sinar sang suria
merdu irama sang bayu
tiada seindah wajahmu
tiada semerdu suaramu

Lembut bayu membelai
merdu burung berlagu
tiada selembut belaianmu
tiada semerdu kau berlagu

Keindahan wajahmu jadi sumber ilhamku
suaramu yang merdu menghiburkan hatiku
bertambah cahaya hidupku
kau janji bersumpah setia
walaupun ribut melanda kan bersama

Selagi masih ada...sinaran mentari
selagi ada...getar di jiwaku
kan ku korban...jiwa raga
demi cinta...untukmu bunga angkasa

 -Terra Rossa-

# seni kata lagu ni memberi maksud yang sangat mendalam, dan ada kenangan disebalik lagu ini. terima kasih mochie. semoga lagu ini menjadi kenangan kita sepanjang perkenalan kita :)

Duhai hati

bersabarlah wahai hati,

walaupun engkau di dalam kesunyian,

tatkala di dalam kegelapan,

dikala kesempitan,

dikala keresahan,

bersabarlah wahai hati.

wahai hati,

biasa-biasakan lah mu dengan kesunyian,

biasa-biasakan lah mu dengan kegelapan,

sesungguhnya, Allah hendak menguji kita.

sesungguhnya, Allah sayangkan kita.

janganlah engkau bersedih lagi.

La tahzan :)

# Kadang ALLAH sembunyikan matahari, DIA datangkan hujan petir. Kita tertanya ke mana hilangnya matahari, rupa-rupanya Allah nak hadiahkan kita pelangi :)

LEAD I Seketeriat Majlis Kepemimpinan Dan Latihan Universiti-Universiti Malaysia (MAKLUM) 2013

TRANSLEAD MAKLUM 2012 juga dikenali sebagai LEAD I, merupakan sebuah program untuk melahirkan pemimpin-pemimpin yang berkaliber. ia juga boleh dipanggil sebagai kem kepemimpinan. dijalankan di Pulau Kapas, Terengganu, selama 3 hari 2 malam, pada 30 jun - 6 julai 2013.

Program ini terdiri dari empat sesi. kami di sesi terakhir, iaitu keempat. terdiri daripada beberapa buah universiti. sesi kami ini dihadiri daripada universiti di bahagian utara Malaysia seperti, UUM, USM, UMT (tuan rumah), UNIMAP, UPNM, dan UIA.

peserta dari UUM

memulakan perjalanan selewat 10 mlm, sesudah sampai pada subuh, daftar dan sarapan di UMT. selesai sesi daftar dan sarapan, dibawa pula ke jeti Kuala Terengganu dan berlayar ke Pulau Kapas yang hanya mengambil masa 25 minit sahaja. 

sesudah sampai kami diberi taklimat oleh timbalan naib canselor UMT dan juga komandan bagi kem ini. dan sesudah meletakkan barang dan diberikan kumpulan masing-masing (4 kumpulan - jerung, ketam, udang, sotong), terus memulakan aktiuiti yang pertama, iaitu, water confident. aktivitinya ialah peserta dikehendaki berenang dari pantai ke bot UMT yang jaraknya hanyalah 100m. bagi melakukan aktiviti ini, semua peserta dikehendaki memakai jaket keselamatan.

diatas bot UMT. berehat sebenar sebelum memulakan berenang ke tepi pantai semula.

berakhir aktiviti pertama, rehat dan makan. makan disediakan oleh pihak penganjur. sedap. seterusnya, bagi melengkapkan aktiviti kepimpinan yang bertemakan "survival laut" ini, para peserta dikehendaki mengikuti empat aktiviti yang agak mencabar, tapi menyeronokkan, selain LDK,  iaitu, memancing, kayak, snokeling dan jungle tracking (berjalan sekitar pulau). 

pengalaman melakukan keempat-empat perkara tersebut merupakan pengalaman kali pertama bagi ku. sungguh seronok melakukan aktiviti tersebut. 

pertama, memancing di laut di atas bot. walaupun geli, sebab arlegik bila berkait rapat dengan ikan ni, tapi sangat menyeronokkan. kiranya, merasa jugak pengalaman memancing. kumpulan kami dipecahkan kepada dua bot. bot ku naiki berjaya memancing sebanyak 60 ekor, dan bot satu lagi hanya 17 ekor. jumlah ikan-ikan yang berjaya kami tangkap menjadikannya sebanyak 77 ekor. satu pencapaian agak mengejutkan walaupun hanya diberi masa 1 jam 45 minit sahaja, seterusnya menjadikan kumpulan kami kumpulan yang paling banyak dapat ikan.

kedua, snorkling, juga pengalaman kali pertama yang sungguh menyeronokkan. teruja sebentar melihat keindahan alam dasar laut ciptaan Allah SWT. tidak mampu menafsirkan dengan kata-kata, cuma dapat merakamnya didalam kotak ingatan sahaja. terumbu karang dan ikan-ikan yang berenang seolah-olah mengeluarkan cahaya yang amat cantik. 

ketiga, kayak, walaupun pernah berkayak, tapi, berkayak di laut ini merupakan pengalaman yang pertama. satu papan kayak adalah untuk dua orang, dan pasangan saya ialah seorang kawan saya dari uum. dalam kayak ini mengajar tentang semangat kerjasama dan juga kesabaran. kami juga diajar cara berkayak dengan sbetul dan sempurna, dan juga diajar mencantumkan papan-papan kayak dalam satu barisan bagi menjadi sebuat rakit, bagi untuk sesiapa yg ingin bertukar pasangannya, mahupun dalam keadaan kecemasan.

keempat, jungle tracking. juga dikenali sebagai bersiar-siar disekitar pulau. sungguh cantik dan indah pulau tersebut, pasirnya memutih seperti kapas, di gigi laut juga boleh kelihatan ikan-ikan kecil sedang berenang-renang.

disebelah malamnya pula, kami menjalankan LDK yang telah disediakan oleh pihak fasilatator-fasilatator kami. LDK tersebut walaupun sangat ringkas, tetapi padat. penyampaian isi dan maksudnya juga tepat. sangat bermakna LDK tersebut.

sepanjang melakukan aktiviti disini, kami diberi makan yang cukup dan sedap. tempat tidur kami didalam khemah termasuk juga fasilatator juga tidur dibawah bumbung yang sama. kiranya tiada bende yang kami tidak puas hati. semuanya best dan perfect. :D

kumpulan empat iaitu kumpulan ketam telah menjadi johan keseluruhan, dan mengutip mata yang banyak dalam acara yang dipertandingkan.

kumpulan empat. kumpulan KETAM :)

selesai acara penyampaian hadiah, kami terus berkemas untuk pulang ke kampung halaman masing-masing. maklumlah, program ini dibuat semasa bermulanya cuti semester yang kedua.

Kalau ada sumur di ladang,

Bolehlah kita menumpang mandi,

Kalau ada umur yang panjang,

Bolehlah kita berjumpa lagi..

#TAMAT#

kelab organisasi

Dua kelab aku tengah bertanding sekarang bagi sesi 2014. sama ada MT atau exco tu belakang cerita. yang jadi persoalan sekarang, adakah aku mampu membawa kedua-dua buah kelab ini memacu kecemerlangan menuju kegemilangan? nampak macam mustahil, tapi tidak menjadi kesalahan jika mencuba :D

           


               WELBOD                                                       MARIM STUDENT CHAPTER

Sahabat

Kau ada dikala ku suka

Dikala ku duka

setiap tangisan dan juga ketawa

Kau ada dikala ku perlu

setia menemaniku

Kau lah yang selalu

Selalu menemaniku

Mendengar kisah pahit manis

Hidup ku

Kau lah yang di situ

Setia menunggu ku

Kau lah yang satu

Menjadi sahabatku

# terima kasih kerana telah menjadi sahabat ku. susah payah getir duka dan juga suka, semoga kekal persahabatan kita hingga ke akhirnya. :)

# aku tidak kisah jika kau tiada tika aku mengalami masalah, aku juga tidak kisah kau tiada disaat ku duka, akan tetapi, kehadiran mu cukup mampu membuat ku gembira dan tertawa.
# aku doakan kau supaya berbahagia sepanjang hayat mu, berjumpa pasangan sejati mu nanti. aku hanya disini, tiada kemana, senantiasa setia menjadi pendengar mu, senantiasa menjadi tempat mengadu permasalahan mu.
# akhir kalam, andai aku sudah tiada, aku harap, lawat lah kubur ku walaupun sekali. halalkan lah makan minum mahupun hutang-hutang yang kau pernah beri kepadaku.

surah Al-An'am (:32)

Perjalanan Rohku, 

Melengkapi Sebuah Kembara,

Singgah Di Rahim Bonda, 

Sebelum Menjejak Ke Dunia,

Menanti Di Barzakh, 

Sebelum Berangkat Ke Mahsyar,

Diperhitung Amalan, 

Penentu Syurga Atau Sebaliknya,

Man Ana?

aku adalah khalifah Allah SWT

aku adalah umat nabi Muhammad SAW

aku adalah cahaya mata ibu bapaku

aku adalah seorang mahasiswa

sering kali kita terlupa akan diri kita, siapakah diri kita, pertemuan ku dengan ustaz manis didalam forum bertajuk "man ana?" sedikit sebanyak membuka mata, membuka ruang serta nafas dan juga menyedarkan ku dari alfa siapakah diri ku sebenarnya.

sebelum hendak tidur, perlulah bermuhasabah diri, kerap bertanyakanlah kapada diri sendiri "siapakah saya", supaya tidak terleka dan terlena ditelan dek arus akhir zaman. soalan ini sebenarnya, perlu dikupas di peringkat pra-sekolah lagi, dan di"revise" di peringkat mahasiswa supaya sentiasa kekal fokus dalam kehidupan seharian kita.

terima kasih ustaz atas kata-kata didalam ceramah ustaz :D

Jati Johor

Melayu itu maknanya bijaksana,
Jika menipu pun bersopan,
Kurang ajarnya tetap santun,

Dajalnya masih selamba.

Budi bahasa jangan dikira,
Beraninya cukup benar,
Tunduk bila bersalah,
Lembutnya cukup jantan,

Nakalnya bersulam jenaka.

Berkelahi cara melayu,

Menikam dengan pantun,

Menyanggah dengan senyuman,

Marahnya dalam tertawa,

Merendah bukan menyembah,

Meninggi bukan melonjak.

Luka di Tanjung Puteri,
Parutnya di Parit Raja,
Muka biar berseri,
Mulut biar berbahasa.

im proud to be johorean :D

Top 10’s Top Insurance Companies in Malaysia

Insurance companies have been operating in the country for decades,serving the needs of all and sundry. Top 10 of Malaysia looks at some of the country’s leading life and general insurers (presented in no particular order).

LIFE INSURANCE

Great Eastern Life Assurance (Malaysia) Berhad

The company’s tagline, ‘Life is Great!’ aptly reflects its ambition for continuous growth. Great Eastern currently employs more than 21,000 agents and has 21 operational branches in the country alone. Today, Great Eastern benefits from a wide network across South-East Asia – one which covers neighbouring countries: Singapore, Brunei and Indonesia as well as China and Vietnam. It is also the largest life insurance company in Singapore.

American InternationalAssurance (AIA) Berhad

AIA Berhad is the largest independent listed pan-Asia life insurance group in the world. In Malaysia, the insurer boasts a network of 23 branches and markets a portfolio of life insurance products via a multi-distribution system.

Allianz Life Insurance Malaysia Berhad

Allianz Life Insurance Malaysia Berhad (Allianz Life) offers a comprehensive range of life and health insurance and investment-linked products. Allianz Life has been recorded as one of the fastest growing life insurers in Malaysia and continues to show strong growth with RM621.6 million in GWP for the first six months of 2012, increasing by 12.5% since last year.

Prudential Assurance Malaysia Berhad

Prudential Assurance Malaysia Berhad (PAMB) is part of Prudential plc of the United Kingdom and was established in Malaysia in 1924.Currently it has the backing of some1,300 employees and over 13,000 agents and wealth planners to offer its full range of financial solutions through 43 branches nationwide

Mayban Life Assurance Berhad

Mayban Life Assurance Berhad(Mayban Life) is the life insurance subsidiary of Maybank which started operations in 1993. The absence of an agency force sets Mayban Life apart from the rest. Its products are not distributed by life agents,but by trained specialists located in Maybank branches throughout Malaysia. Mayban Life customises its life insurance schemes exclusively for Malaysians from all walks of life and that incudes financial planning for children’s education, retirement,protection and investment schemes.

Tokio Marine Life Insurance Malaysia Berhad

Tokio Marine Life is the preferred life insurer with over 130 years of global experience and over 60 years of local presence in delivering solid propositions to their customers through its products and services.Tokio Marine Life is a member of Tokio Marine and Nichido Fire Insurance Co., Ltd, the oldest and largest non-life insurance company in Japan with more than17,000 employees, 46,000 agents and operates in 446 cities over 39 countries* worldwide. It is has a credit rating** of AA- by Standard & Poor’s, Aa3 by Moody’s and A++ by A.M. Best.

Zurich Insurance Malaysia Berhad

Zurich Insurance Malaysia Berhad was born when Zurich Insurance Group acquired Malaysian Assurance Alliance Berhad from MAA Holdings in 2011. Acquiring a wealth of talent, the company is powered by an employee base of more than 1,000 people, excluding 4,500 life agents and 3,000 general insurance agents.

Manulife Malaysia

Manulife Malaysia has long enjoyed a presence in Malaysia,albeit under different names.Having first been established as a branch of Bahamas-based British American Insurance Co, it went on to become British American(Malaysia) Insurance Berhad and later, John Hancock Life Insurance Berhad before becoming Manulife Malaysia as it is known today.Currently, the company serves its customers through its 1,900 agents and 50 branches spread across the Peninsular and East Malaysia.

Hong Leong Assurance Berhad

Hong Leong Assurance Berhad (HLA) has been operating in Malaysia as a general insurance company under the name, Malaysia Pacific Insurance Berhad in 1972 but only added the life insurance business into its range of products and services a year later. HLA today is one of Malaysia’s leading domestic brands for financial planning and protection solutions, specialising in Life Insurance products and services

GENERAL INSURANCE

Kurnia Insurans (Malaysia) Berhad

Kurnia Insurans has grown to become one of the leading general insurers in the country and region. A part from having a well-recognised brand, a solid foot holdin the motor insurance sector and gross premiums exceeding the RM1 billionmark, Kurnia Insurans also features an impressive network which consists of a workforce of 1,200 employees and 30 branches across Malaysia. The company also runs operations in neighbouring Thailand and Indonesia.

Allianz General Insurance Company (Malaysia)

Berhad Allianz General Insurance Company (Malaysia) Berhad (“Allianz General”) is the leading general insurer in Malaysia and has a broad spectrum of services in personal lines; small to medium enterprise business and large industrial risks. Allianz General recorded RM852.5million in GWP for the first six months of 2012. This is an increase by 14.2% as compared to RM746.7 million in 2011.

Etiqa Insurance Berhad

Etiqa Insurance Berhad was the result of the merger between Malaysia National Insurance (MNI) Berhad and Takaful Nasional Sdn Berhad.Functioning as the insurance and Takaful arm of Maybank Group. Etiqa Insurance Berhad today is the longest Takaful operator in Malaysia with a 2,000-strong employee force and is a true multi-channel distributor of insurance and Takaful products via its 23,000 agency force, 30 Insurance and Takaful branches, more than 450 Maybank branches, ATMs andother third-party banks, providing full accessibility and total convenience to customers

MSIG Insurance (Malaysia) Berhad

MSIG, a member of MS&AD Insurance Group is a subsidiary of Mitsui Sumitomo Insurance Group.MSIG has become one of the largest general insurers in Malaysia with a nationwide network of 20 branches. It has a multi-channel distribution network established in partnerships with agents,brokers, motor franchise, local and Japanese corporate clients as well as partnership programmes with financial institutions.

Chartis Malaysia Insurance Berhad

Chartis Malaysia Insurance Berhad’s presence in Malaysia can be traced back to the 1920 in Kuala Lumpur and it became a locally incorporated Malaysian insurance company in 2008. Today, the company provides its services to businesses and individuals via its 16 offices nationwide making use of a network of more than 3,000 professional agents, brokers and staff. It is part of the Chartis Group, one of the world’s leading general insurers that serves more than 70 million clients worldwide and has one of the industry’s most extensive range of products and services, deep claims expertise and excellent financial strength.

Berjaya Sompo Insurance

Berhad Berjaya Sompo Insurance Berhad,previously known as Berjaya General Insurance Berhad, beganits operations in Malaysia in 1974. It became known as Berjaya Sompo Insurance Berhad after Sompo Japan Insurance Inc – Japan’ssecond largest insurance company– purchased a 30% equity stake inthe company from Berjaya Capital Berhad. Sompo Japan Insurance Inc has 41 offices and subsidiaries in 27 countries. Currently, Berjaya Sompo has a network of 22 offices in Malaysia providing a wealth of experience and expertise to policyholders.

Uni.Asia General Insurance Berhad

Uni.Asia General Insurance Berhad was the brainchild of a strategic partnership between DRB-HICOM Berhad and United Overseas Bank Group. DRB-HICOM is one of the largest integrated groups in Malaysia and has contributed significantly to the region’s industrialisation.The United Overseas Bank (UOB) Group was founded in 1935 and United Overseas Bank (Malaysia)Berhad was incorporated in 1993.It is a subsidiary of United Overseas Bank Limited (UOB), a leading bankin Singapore with an international network comprising 385 offices in18 countries and territories in Asia Pacific, Western Europe and North America. It is their mission to see Uni.Asia General grow into a leading force in the general insurance industry.

AmG Insurance Berhad

Formerly part of the composite insurance (life and general) operation of AmBank Group, AmG Insurance Berhad is a general insurer which carries the Am Assurance brand. It leverages on an extensive distribution network which consists of the AmBank Group’s 190 bank branches, 19 AmAssurance branches plus 2,900 agents who provide the services forthe insurer’s one million policy holders.

MCIS Zurich Insurance Berhad

The merger between MCIS Insurance and Zurich Malaysia a decade ago culminated in a strategic and synergic amal gamation that is complemented by decades of local knowledge and strong global links. Currently, MCIS Zurich boasts a total of 400,000 policy holders in the country and has assets in excess of RM3 billion with a solid record for good corporate governance.

AXA Affin General Insurance Berhad

Born of a joint venture between AXA Group and Affin Holdings Berhad – the former being a long-serving leader in the local finance services industry – AXA Affin General Insurance Berhad has earned its keep as one of Malaysia’s most profitable insurance providers. The company employs 3,000 agents and 700 employees, spread across 21 branches nationwide to serve its 300,000 policy holders. It also provides services in formulating comprehensive plans specially designed for SME businesses as well as providing insurance services in specialist fields such as Marine and Trade Credit Insurance.

the poet of imam syafie

the intelligent and refined find no rest in dwelling in one place,

# so leave your homeland and travel far away!

travel and you will meet new people replacing those left behind

# and tire yourself out, because it makes life worth living!

i have seen that water stagnates when it stand still

# yet when it run, it is sweet and pure

# nice